When it comes to retirement planning – Do you take shelter or risk it? We have all been there. We work hard at something, a project around the house, a paper, making money, whatever it is and then something goes wrong and it’s all taken away. The sprinkler pipe cracks and has to be replaced,…

THE DOUBLE WHAMMY Today’s Straight Talk is special. There is so much going on and I want to be able to share it with you all at once rather than wait. Besides, the holiday season is coming up fast, many of us will go out of town, lots of parties, family times and our thoughts…

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